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Avoid infecting your system through "Tienes una multa pendiente" emails

Also Known As: Tienes Una Multa Pendiente spam
Damage level: Severe

What is the "Tienes una multa pendiente" email?

"Tienes una multa pendiente" refers to a spam email campaign designed to proliferate the Mekotio Trojan. The term "spam campaign" is used to define a large-scale operation, during which thousands of deceptive/scam emails are sent. This Spanish-language spam campaign distributes messages claiming that recipients have a fine pending payment.

Note that none of the information provided by the "Tienes una multa pendiente" scam emails is true. When opened, the link present in these messages initiates the infection process of Mekotio malware.

Tienes una multa pendiente malware-spreading email spam campaign

According to a rough translation, the "Tienes una multa pendiente" scam emails (title/subject "Multa no pagada - [ id 749145992 ]" - this may vary) inform recipients that they have a fine that needs to be paid. It is specified as a traffic fine addressed to the recipient/their vehicle.

To learn more about the fine, the messages instruct users to follow the provided link. Once clicked, this downloads several files. Amongst the downloaded content is a .LNK (shortcut, "link") file, which is designed to connect to a remote server and download/install the Mekotio malicious program.

Mekotio is classified as a banking Trojan. As its classification implies, this malware primarily targets information relating to banking.

Data of interest includes: log-in credentials (i.e. IDs, usernames and passwords) of banking, digital wallet, online money transferring, e-commerce, and other accounts that deal with financial information; bank account numbers; credit card details, and so on. The stolen information can then be used to make fraudulent transactions and/or online purchases.

To summarize, by trusting the "Tienes una multa pendiente" scam emails, users can experience system infections, severe privacy issues, financial losses and identity theft. If it is suspected/known that the Mekotio Trojan (or other malware) has already infected the device, use anti-virus software to remove it immediately.

Threat Summary:
Name Tienes Una Multa Pendiente spam
Threat Type Trojan, password-stealing virus, banking malware, spyware.
Hoax Scam emails claim recipients have an unpaid fine.
Detection Names Avast (Win64:Trojan-gen), McAfee (Artemis!B4B6F3A6250E), ESET-NOD32 (A Variant Of Win64/Spy.Mekotio.O), Kaspersky (Backdoor.Win32.Agent.mytyom), Microsoft (Trojan:Win32/Wacatac.B!ml), Full List Of Detections (VirusTotal)
Symptoms Trojans are designed to stealthily infiltrate the victim's computer and remain silent, and thus no particular symptoms are clearly visible on an infected machine.
Payload Mekotio
Distribution methods Infected email attachments, malicious online advertisements, social engineering, software 'cracks'.
Damage Stolen passwords and banking information, identity theft, the victim's computer added to a botnet.
Malware Removal (Windows)

To eliminate possible malware infections, scan your computer with legitimate antivirus software. Our security researchers recommend using Combo Cleaner.
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"Advance Payment Received", "BRT Email Virus", "DHL Failed Delivery Notification" and "Bill Of Lading" are some examples of other malware-spreading spam campaigns. The deceptive/scam emails are usually presented as "official", "important", "urgent" and similar.

Aside from proliferation of malicious software, spam campaigns are also used for phishing and other scams. Due to the relative prevalence of spam mail, you are strongly advised to exercise caution with incoming emails.

How did "Tienes una multa pendiente Email Virus" infect my computer?

Systems are often infected via malicious files distributed through spam campaigns. These files can be attached and/or linked inside the emails. Infectious files can be in various formats (e.g. Microsoft Office and PDF documents, archive and executable files, JavaScript, etc.).

When these files are executed, run or otherwise opened, the infection process (i.e. malware download/installation) is triggered. For example, Microsoft Office documents (e.g. "Invoice_24077.xlsb") cause infections by executing malicious macro commands.

In Microsoft Office versions released prior to 2010, malware download/installation begins when an infectious document is opened, however, newer versions have "Protected View" mode that prevents automatic execution of macros. Instead, users are asked to enable macro commands (i.e., to enable editing/content) and hence infection processes can only be started by manually enabling macros.

How to avoid installation of malware

To avoid malware spread via spam mail, you are strongly advised against opening suspicious or irrelevant emails, especially those with any attachments or links present within them.

Additionally, use Microsoft Office versions released after 2010. Malicious programs also proliferate through untrusted download channels (e.g. unofficial and free file-hosting sites, Peer-to-Peer sharing networks and other third party downloaders), illegal software activation ("cracking") tools, and fake updaters.

Therefore, only download from official/verified sources and activate and update software with tools/functions provided by legitimate developers.

To ensure device integrity and user privacy, have a reputable anti-virus/anti-spyware suite installed and kept updated. Furthermore, use these programs to run regular system scans and to remove detected/potential threats.

If you have already opened a "Tienes una multa pendiente Email Virus" attachment, we recommend running a scan with Combo Cleaner Antivirus for Windows to automatically eliminate infiltrated malware.

Text presented in the "Tienes una multa pendiente" scam email message:

Subject: Multa no pagada - [ id 749145992  ]

 

SALUDOS CORDIALES

    
Tienes una multa pendiente

Se ha identificado en nuestro sistema una multa de trafico no pagada
dirigida a usted o su vehiculo.

Para ver la notificacion
Visite:
________________________________________
 
Atencion:
Para ver la notificación, abra en un sistema (Windows).

Copyright DGT 2020. Todos los derechos reservados.
Version V5.1.0.7


22/01/2021 04:09:58

Screenshot of files downloaded by the link presented in "Tienes una multa pendiente" scam emails:

Tienes una multa pendiente email virus downloaded files

Screenshot of the downloaded .LNK file target:

Tienes una multa pendiente email virus .LNK file target

Another example of "Tienes Una Multa Pendiente" spam email spreading a malicious executable:

Tienes Una Multa Pendiente spam email (2021-03-26)

Text presented within:

Subject: Bloqueo del Vehiculo - Multa no pagada

 

Saludos Cordiales
correo electronico: ********
Tienes una multa pendiente
Se ha identificado en nuestro sistema una multa de trafico no pagada,
dirigida a usted o su vehiculo.
Para ver la notificacion Visite: ********
Atencion:
Para ver la notificacion, abra en un sistema (Windows).
Copyright DGT 2021. Todos los derechos reservados.

Another example of "Tienes Una Multa Pendiente" spam email spreading a malicious executable:

Tienes Una Multa Pendiente spam email (2022-04-13)

Text presented within:

Subject: Bloqueo del Vehiculo - Multa no pagada

 

Saludos Cordiales

   
Tienes una multa pendiente

Se ha identificado en nuestro sistema una multa de tráfico no pagada
dirigida a usted o su vehículo.

Para ver la notificación
Visite:

tes
Atención:
Para ver la notificación, abra en un sistema (Windows).

Copyright © DGT 2021. Todos los derechos reservados.

Versión V5.1.0.7

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Types of malicious emails:

Phishing email icon Phishing Emails

Most commonly, cybercriminals use deceptive emails to trick Internet users into giving away their sensitive private information, for example, login information for various online services, email accounts, or online banking information.

Such attacks are called phishing. In a phishing attack, cybercriminals usually send an email message with some popular service logo (for example, Microsoft, DHL, Amazon, Netflix), create urgency (wrong shipping address, expired password, etc.), and place a link which they hope their potential victims will click on.

After clicking the link presented in such email message, victims are redirected to a fake website that looks identical or extremely similar to the original one. Victims are then asked to enter their password, credit card details, or some other information that gets stolen by cybercriminals.

Email-virus icon Emails with Malicious Attachments

Another popular attack vector is email spam with malicious attachments that infect users' computers with malware. Malicious attachments usually carry trojans that are capable of stealing passwords, banking information, and other sensitive information.

In such attacks, cybercriminals' main goal is to trick their potential victims into opening an infected email attachment. To achieve this goal, email messages usually talk about recently received invoices, faxes, or voice messages.

If a potential victim falls for the lure and opens the attachment, their computers get infected, and cybercriminals can collect a lot of sensitive information.

While it's a more complicated method to steal personal information (spam filters and antivirus programs usually detect such attempts), if successful, cybercriminals can get a much wider array of data and can collect information for a long period of time.

Sextortion email icon Sextortion Emails

This is a type of phishing. In this case, users receive an email claiming that a cybercriminal could access the webcam of the potential victim and has a video recording of one's masturbation.

To get rid of the video, victims are asked to pay a ransom (usually using Bitcoin or another cryptocurrency). Nevertheless, all of these claims are false - users who receive such emails should ignore and delete them.

How to spot a malicious email?

While cyber criminals try to make their lure emails look trustworthy, here are some things that you should look for when trying to spot a phishing email:

  • Check the sender's ("from") email address: Hover your mouse over the "from" address and check if it's legitimate. For example, if you received an email from Microsoft, be sure to check if the email address is @microsoft.com and not something suspicious like @m1crosoft.com, @microsfot.com, @account-security-noreply.com, etc.
  • Check for generic greetings: If the greeting in the email is "Dear user", "Dear @youremail.com", "Dear valued customer", this should raise suspiciousness. Most commonly, companies call you by your name. Lack of this information could signal a phishing attempt.
  • Check the links in the email: Hover your mouse over the link presented in the email, if the link that appears seems suspicious, don't click it. For example, if you received an email from Microsoft and the link in the email shows that it will go to firebasestorage.googleapis.com/v0... you shouldn't trust it. It's best not to click any links in the emails but to visit the company website that sent you the email in the first place.
  • Don't blindly trust email attachments: Most commonly, legitimate companies will ask you to log in to their website and to view any documents there; if you received an email with an attachment, it's a good idea to scan it with an antivirus application. Infected email attachments are a common attack vector used by cybercriminals.

To minimise the risk of opening phishing and malicious emails we recommend using Combo Cleaner Antivirus for Windows

Example of a spam email:

Example of an email spam

What to do if you fell for an email scam?

  • If you clicked on a link in a phishing email and entered your password - be sure to change your password as soon as possible. Usually, cybercriminals collect stolen credentials and then sell them to other groups that use them for malicious purposes. If you change your password in a timely manner, there's a chance that criminals won't have enough time to do any damage.
  • If you entered your credit card information - contact your bank as soon as possible and explain the situation. There's a good chance that you will need to cancel your compromised credit card and get a new one.
  • If you see any signs of identity theft - you should immediately contact the Federal Trade Commission. This institution will collect information about your situation and create a personal recovery plan.
  • If you opened a malicious attachment - your computer is probably infected, you should scan it with a reputable antivirus application. For this purpose, we recommend using Combo Cleaner Antivirus for Windows.
  • Help other Internet users - report phishing emails to Anti-Phishing Working Group, FBI’s Internet Crime Complaint Center, National Fraud Information Center and U.S. Department of Justice.

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About the author:

Tomas Meskauskas

Tomas Meskauskas - expert security researcher, professional malware analyst.

I am passionate about computer security and technology. I have an experience of over 10 years working in various companies related to computer technical issue solving and Internet security. I have been working as an author and editor for pcrisk.com since 2010. Follow me on Twitter and LinkedIn to stay informed about the latest online security threats. Contact Tomas Meskauskas.

PCrisk security portal is brought by a company RCS LT. Joined forces of security researchers help educate computer users about the latest online security threats. More information about the company RCS LT.

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Malware activity

Global malware activity level today:

Medium threat activity

Increased attack rate of infections detected within the last 24 hours.

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